A man’s false bid for a $74,750 insurance payout for a Ford Ranger and a horse float, which he claimed were stolen, has failed in dramatic fashion, with a judge finding elements of his story “totally lacking in any credibility”. Michael Peryer, 40, entered the Hastings Police Station on May 16 last year to report the theft of his 2018 Ford Ranger and his brand-new Premium horse float from a rural property south of the city.