Being dishonest or choosing not to tell an insurer the whole story can have serious consequences, even if it only seemed like a small lie when it happened.
Being deliberately dishonest to achieve a benefit you’re not entitled to is insurance fraud and insurance fraud is against the law.
If you’re caught
People who commit, or try to commit, insurance fraud risk
- having their claim declined, having their policies cancelled, or both
- having other insurance policies with their insurer cancelled
- being flagged in the Insurance Claims Register
- not being able to obtain insurance in future because of their fraudulent behaviour
- having your mortgage cancelled by the bank if you no longer have house insurance
- being prosecuted by the p