Committing insurance fraud can have serious consequences. Find out what those consequences could be and how they’re determined.

Be honest

Being dishonest or choosing not to tell an insurer the whole story can have serious consequences, even if it only seemed like a small lie when it happened.

Being deliberately dishonest to achieve a benefit you’re not entitled to is insurance fraud and insurance fraud is against the law.

If you’re caught

People who commit, or try to commit, insurance fraud risk

  • having their claim declined, having their policies cancelled, or both
  • having other insurance policies with their insurer cancelled
  • being flagged in the Insurance Claims Register
  • not being able to obtain insurance in future because of their fraudulent behaviour
  • having your mortgage cancelled by the bank if you no longer have house insurance
  • being prosecuted by the police.